Questions answered

Kontyr is an AI-native fintech that connects capital and operations along the real estate lifecycle. Capital, Operations, Investment and Leasing share the context of the asset; ELARA provides transversal intelligence.

An agreed capacity to manage work related to capital and assets, supported by team, processes and technology. The proposal defines the available scope, the integrations and the responsibilities of each party.

No. Kontyr is a single company. Capital, Operations, Investment and Leasing are connected experiences around the same asset; ELARA is the intelligence that accompanies them.

Kontyr uses software, but its proposal connects capital and operating processes across the life of the asset. The contracted scope is defined by the work the organization needs to resolve, not only by access to an application.

Value is achieving better outcomes using less time, lower cost, less risk and more control. To verify it, we define a starting situation and compare the result of the work performed.

The separation between capital, contracts, decisions and operations forces information to be rebuilt. Kontyr connects that context to understand how each decision affects the asset and its outcome.

We connect capital with the asset across its economic life. The opportunity, the decisions, the contracts and the operation must keep a common context so that every movement of money can be explained.

Intelligence is part of the design of the flows and the decisions. Its autonomy depends on permissions and controls.

It is the domain where we apply the financial and operating model across the life of the asset.

Kontyr does not present itself as a bank. The connections and financial services envisaged depend on enabled partners, agreements and conditions that must be defined before they are offered.

Kontyr connects capital and operations across the real estate lifecycle. Investment covers the relationship with the investor; access to an opportunity depends on its structure, eligibility and conditions.

Finance and operations in day-to-day work. Other participants take part according to their role and permissions.

They share the context of the asset. Capital organizes the opportunity and its structure, Operations the daily work, Investment the participation of the investor and Leasing the leases. ELARA provides transversal intelligence.

Being able to relate a movement to its asset, contract, counterparty, period, approval and supporting document.

We seek to keep the context between capital and operations so that the work and the decisions can be explained. That advantage must be verified with implementations and results.

We do not claim that nobody else does it. We explain our proposal and only use comparisons that can be verified.

Kontyr helps prepare and coordinate the capital process. We do not announce our own financing or guaranteed credit. The sources, conditions and participating entities are defined for each transaction.

It organizes the thesis, the assumptions and the documentation of the opportunity. It can then support the coordination of participants and decisions, according to the agreed scope. This does not guarantee raising capital.

Relating the opportunity to its economic structure, its participants and the decision rules. The legal vehicle and the regulated functions are defined with the corresponding professionals and entities.

Follow-up relates the use of the capital to the milestones, the decisions and the performance of the asset. The information available to each participant depends on their rights and on the enabled scope.

Each party keeps its own responsibilities. Kontyr coordinates the information and the work around the asset; the contracts define who approves, who executes and who attends to each obligation.

Capital organizes the process of the opportunity and Investment the experience of the investor. Participation depends on the status of the transaction, on eligibility and on the applicable agreements; the public site does not guarantee access to an investment.

Developers, sponsors, managers and teams that need to assess an opportunity or coordinate its capital. Trust companies, partners and investors take part according to their role in the transaction.

Capital and Investment connect the opportunity with its participants. Treasury, Payments, Credit and the banking connections are future supporting capabilities, not new verticals and not services available on a general basis.

The vision contemplates relating accounts of enabled partners to the context of the asset. It is a future capability, not a separate vertical and not a banking licence held by Kontyr.

Treasury is cash management: understanding the money available, the expected collections and the obligations in order to decide how to meet liquidity needs. In Kontyr it is a future capability tied to the asset.

Payments contemplates relating collections and payments to their obligations, authorizations and supporting documents. It is a future capability; execution would rest with the enabled provider according to the service.

A future capability to support analysis and coordination of financing with providers. We do not announce approved or guaranteed credit.

The entity that holds the funds and its responsibilities must be identified in the service contracts. The Kontyr proposal does not imply custody of money by the company.

In the envisaged model, the enabled provider would execute it, after the corresponding authorizations. Availability and responsibilities are defined per service.

The person or body with defined authority. AI can support with evidence and proposals within the authorized scope.

We do not announce investment from our own balance sheet. Any transaction of that kind would have specific conditions and documentation.

They consult the context and the enabled documents to assess an opportunity and follow their participation. Access depends on the agreed rights and on the scope of each transaction.

Yes. Organizations can enable experiences for investors and occupants. Each user accesses the information and the processes that match their relationship with the asset.

They browse spaces and continue through the application, contracting or service steps enabled for the building. The available services are confirmed with the operator.

Information on the asset, the thesis, the structure, the risks and the status of the process. The participation terms and documents are enabled where applicable, according to profile and jurisdiction.

It relates marketing, lease contracts and the relationship with prospects and occupants. The available scope is defined in each implementation.

The relationship between a capital allocation decision, its conditions and the asset that must produce results.

We define the processes they need to coordinate and the responsibilities of each party. The implementation connects the daily work with the information that owner and operator require to review the outcome of the asset.

Requests, documents, maintenance, suppliers and follow-up, according to the agreed configuration. Financial processes and integrations are assessed separately and are not announced as generally available capabilities.

The proposal is aimed at income-producing real estate assets, including residential and hotel assets. We assess the scope from their processes, team and integrations; we do not assume the same coverage for every asset.

We can assess an implementation for hotel operations. The scope of bookings, guest service, maintenance, channels and reporting must be confirmed for each hotel.

Taking occupancy, income, costs and operations toward the conditions that sustain the expected outcome. It is not a date and not a guaranteed return: it requires follow-up and adjustments.

A context to deliver documents, attend to requests and consult obligations within the contracted service.

Because they have work, decisions or exceptions to attend to. Frequency should answer to the task, not to artificial notifications.

No. An investor may take part monthly and a resident when they need to resolve something.

First we agree the process, the data, the permissions and the people responsible. Then the flow is tested and its result compared with the starting situation before widening the scope.

The first case is agreed with the organization from a concrete problem. Reconciliation and payment approval is a working hypothesis, subject to validating integrations, responsibilities and scope.

The flow must stop or escalate the action according to approved rules, with a responsible party and a record.

By comparing a baseline with the result of the flow: time, cost, exceptions and control. The measurement must define period and scope.

Reducing risk is an objective, not a guarantee. Any reduction communicated must have a defined scope and evidence that allows it to be verified.

Intelligence is part of the design of the work. The context of the asset accompanies the analysis and the decisions across stages, with permissions and controls that bound each action.

ELARA relates authorized information, identifies changes and prepares explanations and next steps. The team keeps the authority to decide and execution depends on the enabled controls.

The commercial proposal is defined according to the service, the assets, the integrations and the agreed scope. There are no approved general prices yet.

ELARA is ready. The available scope of the remaining capabilities is confirmed per implementation. Treasury, Payments, Credit, Wallet, Kontyr ID and the banking connections are future capabilities, not services announced as operating.

We work with one active design partner. This stage is aimed at validating capabilities on a real case and measuring the result before widening the scope.

The proposal is aimed at developers, owners and managers responsible for assets and capital processes. Finance and operations teams are core users; other participants access according to their role.

The lifecycle of real estate assets: from assessing an opportunity and coordinating capital through leasing, operating and following results. Availability must be confirmed per service and jurisdiction.

We do not announce a single date for all capabilities. ELARA is ready and we work with one design partner; the next implementations are agreed according to the validated scope.

The contracting entity, the jurisdiction and the responsibilities are specified in the agreements for each service. Check with the team the scope that applies to your organization.

With a concrete asset or process to work on as a Design Partner, or with an introduction to an organization that has that need. We look for priorities that allow a result to be verified.

Access is configured according to the organization, the role and the permissions. Before implementing, the scope of the data and the controls each process requires are agreed.

Execution depends on the authorizations and the controls of each process. Intelligence can prepare an action, but it does not replace the person or body responsible for approving it.

Kontyr Wallet is a future concept to bring together financial information and actions according to role. It is not announced as an operating account and not as a balance held in custody by Kontyr.

Kontyr ID is a future capability to relate identity, roles and permissions across the lifecycle of the asset. Its product and security scope is still to be defined.

We do not promise to replace every ERP. Each implementation defines which data is integrated and which information stays in its system of origin.

The available integrations are confirmed for each implementation. The banking connections and the new financial flows envisaged are not announced as operating.

With an expected result, test data, permissions, error handling and evidence of what it executed.

No. Results depend on the asset, its conditions and the decisions of its participants. The value proposition is not a guarantee of returns.

There are no approved general prices yet. The commercial proposal is defined according to the service, the assets, the integrations and the agreed scope.

ELARA is part of the transversal intelligence of Kontyr. Its scope and commercial conditions are specified in the proposal; there is no approved general add-on fee.

The margin depends on the revenue of the service and on the implementation, team, infrastructure and partner costs required to provide it. We do not publish a margin figure without results to support it.